概要

Seeking for a promising future with the opportunity to utilize my potential and knowledge in a creative and educational environment aiming at the achievement of goal with hard work, dedication and distinction.

项目

Orientation Training of Credit Risk Officers on Products/Policies Awareness
Workshop on Credit Risk Management
Training on Product Policy & Documentation

工作经历

公司标识
Relationship Associate - Consumer
First Habib Modaraba
Feb 2024 - 代表 | Islamabad, Pakistan

Management of the auto financing portfolio in terms of sales, marketing, disbursement, documentation and recovery.

公司标识
Sr. Business Development Officer
finja Lending Services Ltd.
Sep 2020 - Jan 2024 | Islamabad, Pakistan

Providing short term financial services to SMEs of various FMCG Companies in terms of supply chain financing.

公司标识
Assistant Director
Punjab small industries corporation
Nov 2019 - Jun 2020 | Taxila, Pakistan

Administration and marketing

公司标识
Credit Risk Officer
NRSP MICROFINANCE BANK LIMITED
Jun 2016 - Sep 2019 | Bahawalpur, Pakistan

Identifying credit risk in the assigned portfolio through field visits and communicating that risk to Head Office and Business team with the suggestion of mitigating that risk to improve the quality of portfolio.

公司标识
Loan Officer-Individual
Khushhalibank limited
Feb 2015 - May 2016 | Khanewal, Pakistan

Management of individual loans portfolio in terms of sales, marketing, disbursement, documentation and recovery. 

公司标识
Accountant
Haris Pharma
Jan 2011 - Jul 2014 | Khanewal, Pakistan

Maintaining all books of accounts (Day Book, Cash Book, Ledgers) in manual and computerized form.

学历

Bahauddin Zakariya University
硕士, 贸易硕士学位, M.COM‎
CGPA 3.2/4
2014
Bahauddin Zakariya University
硕士, 贸易学士, B.Com‎
Accounting & Finance, Economics, Auditing
所占比重 60%
2011
Board of intermediate and secondary education multan
中级/A级, 理学院(工程预科), F.Sc Pre-Engineering‎
physics, chemistry, mathematics
所占比重 65%
2009
Board of Intermediate and Secondary Education Multan
非预科, Matric in Science‎
Physics, Chemistry, Biology
Completed
2007

技能

熟练 360 Recruitment
熟练 4 Knowledge of Taxation
熟练 Ability To Be Motivated By Targets
熟练 Ability To Influence And Negotiate
熟练 Ability to Maintain Professionalism
熟练 Ability to Promote a Positive Image of the Bank
熟练 Academic Database Management
熟练 ACCA
熟练 Accounnts Management
熟练 Account Analytics
熟练 Account Management
熟练 Account Opening
熟练 Account Reconciliation
熟练 Accounting
熟练 Accounting Applications Command
熟练 Accounting Knowledge
熟练 Accounting Skills
熟练 Accounting Software
熟练 Accounting Software Command
熟练 Accounts
熟练 Accounts Administration
熟练 Accounts / Manager
熟练 Accounts Administration
熟练 Accounts Adminstration
熟练 Accounts Finalization
熟练 Accounts Handling
熟练 Accounts Management
熟练 Accounts Management Sklis
熟练 Accounts Payable
熟练 Accounts Payments Handling
熟练 Accounts Production
熟练 Accounts Receivable Command
熟练 Accounts Receivable Software Command
熟练 Accounts Receivables
熟练 Accounts Reconciliation
熟练 Accounts Software Command
熟练 Adaptability Skills
熟练 Admin and HR
熟练 Admin Assistance
熟练 Admin Task Handling
熟练 Admin Task Planning
熟练 Admin Tasks Handling
熟练 Administration
熟练 Administration Knowledge
熟练 Administration Skills
熟练 Administrative Assistance
熟练 Administrative Management 
熟练 Admission Management
熟练 Admission Handling
熟练 Admission Management

语言

中级 英语
熟练 乌尔都语

Muhammad 联系人

Ahmad Munir
Waseela Microfinance Bank Limited
Ali Malik
NRSP Microfinance Bank Limited
Zubair Ahmed Shaikh
SZABIST College Mirpurkhas