概要

I have experience of Marketing Executive and now in Banking sector working as Associate Manager MSME wheres i am responsible for sale team checking and verify initiation of loan files as instructed by top management.Responsible for sales and recoveries without involving any outside person or activist against sharing of incentives or kickbacks.ensure recoveries and increase non cash recoveries using easy paisa channels.Evaluate credit worthiness by processing loan applications and documentation within specified limits.Ensure recoveries from DPD clients and control default and delinquency ratio while report the findings to the line manager/branch managerFocused on community outreach in order to increase visibility of the bank and originate quality loan applications.Identify market and customers for MF lending under rules and regulations of SBP Prudential Regulations. Create awareness of credit products through marketing, business visits, group meetings, broachers or any other materials provided by the bank.Preparation of financial appraisal including, cash flow analysis, income statement to determine repayment capacity of borrowers.Filling and completion of loan documents including loan application form, post-dated cheques,guarantor forms, demand promissory and other related documents.Ensure that the sales targets are achieved as set by the management.Ensure prompt delivery, repayment of loans, provides periodic portfolio information &maintains portfolio quality. Market & sell TMB SME products.Interview applicants to determine financial eligibility and feasibility of granting loans.Assess customer needs, explore all options and introduce different types of loans.Develop referral networks suggest alternate channels and cross-sell products and services.Maintain a regular contact with the customer to remind them of their loan repayment obligations in a congenial manner and timely update the line manager/branch manager.Carry out any other task assigned by line manager.

项目

Telecom Industry in Pakistan.

工作经历

公司标识
Relationship Manager
The Bank of Punjab (BOP)
Aug 2024 - 代表 | Kasur, Pakistan

公司标识
Associate Manager MSME
Telenor Microfinance bank
Jun 2021 - May 2024 | Kasur, Pakistan

MSME Products

公司标识
Marketing Executive
KBK Electronics
Jun 2009 - Jun 2021 | Lahore, Pakistan

学历

Punjab Jaigsu Cultural Center Lahore
证书, Chinese Language‎
Chinese Spoken Course
Completed
2018
Preston University
硕士, 工商管理硕士学位, MBA‎
Marketing
CGPA 3.3/4
2017
University of the Punjab
学士, 艺术学士, BA‎
Humanities and Social Sciences
CGPA 3.0/4
2015
Government islamia Degree College kasur
中级/A级, , F.A‎
Humanities and Social Sciences
所占比重 50%
2007
Government High School Mustfabad Kasur
大学入学/0级, , Matric in Arts‎
Humanities and Social Sciences
所占比重 50%
2005

技能

熟练 Accounts Administration
熟练 Administration Knowledge
熟练 Agri Knowledge
熟练 Analytical Skills
熟练 Banking Clause Knowledge
熟练 Banking Knowledge
熟练 Branch Administration Skills
熟练 Branch Banking
熟练 Business Development
熟练 Business Development Process
熟练 Business Development Strategies
熟练 Business Strategy
熟练 Cash Handling
初学者 Clearing of Import & Export Documentation
熟练 Client Dealing 
熟练 Client Relationship Management
中级 Close Attention to Detail
熟练 Communication Skills
熟练 Coordination Skillss
熟练 Credit Analysis
熟练 Credit Management
熟练 Credit Risk Assessment
中级 Cross-Cultural Communication Skills
熟练 Customer Orientation
熟练 Customer Satisfaction Management
熟练 Customer Service
中级 Employee Banking
熟练 ERP Software Command
初学者 Export Controls
熟练 Field Coordination
熟练 Financial Data Analysis
中级 Global Business Development
中级 Global Cash Management
中级 HR Policies Command
初学者 Import and Export Management
初学者 Integrated Disease Management
熟练 Investment Banking
熟练 Lead Generation
熟练 Market Commercial and SME Banking Products
熟练 Market Knowledge
中级 Microsoft Excel
熟练 MIT Knowledge
熟练 Ms Excel
熟练 Negotiations
中级 Payroll Management
中级 Payroll Processing
熟练 People Management
熟练 Persuasion Customer
熟练 Power Point
熟练 Presentation Skills

语言

初学者
中级 英语
熟练 乌尔都语

Nadeem 联系人

Ali Akbar jamali
mobilink microfinance bank