Currently I\'m doing job as a Credit Officer in Centralized Credit Operations Department. I\'m performing following tasks.

Extract Daily Exposure of Ijarah, Murabaha, Slam, Istisna & Diminishing Musharaka.
To monitor overdue payments of all clients.
Handling of financing operations related transaction / matters ensuring compliance of Internal/External processes/regulations including Shariah rulings for timely execution of Credit Transactions of Corporate, Commercial & SME Clients. To ensure all Transactions are as per Shariah approved process Flows and Approved Manuals / SOPs.
To Ensure That All contracts are captured in Flexcube correctly. To ensure Profit rates are applied accurately by using correct KIBOR and spread of all clients in Flexcube for all Asset base products.
Ensure to capture the contracts of Ijarah & Diminishing Musharakah.

I was doing job as a Credit Analyst in Credit Initiation Unit ( Risk Management Group).

I was working in MCB BANK as a Credit Analyst. General responsibilities to extract Data Checks of daily login and collect loan histories. Approve the ready files in system after signer\'s approval.

1) To achieve the agreed sales targets as given by the branch managers by soliciting fresh customers as per agreed banks sales process, Policy & strategy.
2) To promote the highest level of customer service and responsiveness to the bank customers.
3) To open bank Accounts and ensure that all procedures are strictly adhered as per bank policy and guide lines.
4) To develop a potential customer database for new business development.
5) To Cross sell other Bank’s products to increase total portfolio for the bank
6) To visit existing customers for relationship deepening.
7) Intelligently access the needs and problems of existing customers and guide them in the best solutions of their queries and concerns.
8) To keep customers informed of new products / services and promotional activities.
9) To maintain a close coordination with operations staff to prompt and excellent service to the bank customers.
10)To ensure that the branch premises maintains highest standards, cleanliness and comfort.
11) Marketing the bank's products and services to customers (New & Existing).
12) Prioritize customer needs for products, services and problem resolution.
13) Any other assignments / responsibility given by the immediate supervisor.

I have completed my training in Audit Firm(Auidt Section),where i did one audit as a "Audit Trainee"

I have completed my internship in "Risk Management Group" at MCB Bank Headoffice Lahore.