概要

Experienced banking professional with a demonstrated history of working in the microfinance banking industry. Skilled in Microsoft office, management, teamwork, Oracle Financials, and Microsoft Excel. Strong sales professional graduated from the University of Azad Jammu Kashmir.

项目

Impacts of NGOs on society

工作经历

公司标识
Credit Risk Verification Officer
U Microfinance Bank
Jan 2024 - 代表 | Islamabad, Pakistan

Ensuring the accuracy and authenticity of customer information.A crucial part in mitigating risk by confirming the identity of clients and ensuring compliance with regulatory requirements.Customer  business  analysis Customer  cash flow analysis Business  verification on basis of applications Cross Verifications of the stakeholders of different  products Analysis  of customers  by 5 C'sof credit (character,capital,capacity, collateral, and condition)

公司标识
Act. Area Manager
LOLC Microfinance Bank Limited
Oct 2021 - Jun 2023 | Peshawar, Pakistan

Recruit, hire, and train new managers in their direct areaOffer consultation and recommendations to branch managers on overcoming operations & business challengesMonitor sales and work toward meeting quarterly objectivesMinimize cost and staff by reviewing schedules and their monthly targets regarding sales & recoveriesVisit branches to evaluate operations, business & administrative matters of each branchEvaluate the branch staff performance in order to promote & demote the staffAny other task assigned by the management.

公司标识
Branch Manager (MFU)
Baltistan Farmers Cooperative Society Limited
Jan 2020 - Oct 2021 | Skardu, Pakistan

·        Management of branch resources for the smooth business of organization including sales, operations & administrative staff
·        Generate new customer leads through various channels
·        Proactively identify sales prospects and conduct business development activities
·        Follow up on new leads and referrals to generate business
·        Achieving the monthly sales targets, Cross sell assets and fee products
·        Ensure customer satisfaction through regular engagement

公司标识
Relationship Officer
NRSP Microfinance Bank Limited
Apr 2015 - Jan 2020 | Skardu, Pakistan

·        Generate new customer leads through various channels
·        Proactively identify sales prospects and conduct business development activities
·        Follow up on new leads and referrals to generate business
·        Achieving the monthly sales targets, Cross sell assets and fee products
·        Follow the various internal guidelines and procedures of the bank
·        Ensure customer satisfaction through regular engagement
·        Resolve customer queries/issues and facilitate customer service
·        Maintain periodic status reports, including daily activity report and calls/follow-ups made

公司标识
Credit Officer
RangYul Foundation
Sep 2014 - Apr 2015 | Skardu, Pakistan

·        Ensure the implementation of organizational & product policies
·        Customer business analysis
·        Customer cash flow analysis
·        Verifications of customers through 5 C’s of credit
·        Early default identification
·        Ensure customer satisfaction through regular engagement

公司标识
Intern (General Banking)
The First MicroFinanceBank Ltd.
Jun 2014 - Aug 2014 | Sakardu, Pakistan

General banking paractices

公司标识
Intern Accounts
AKRSP Baltistan
Jan 2014 - Apr 2014 | Skardu, Pakistan

• Bank Reconcile
• Cheque Issuance
• Data Punching
• iScala Software
• Fixed Asset management
• MS Office

学历

University of Azad Jammu and Kashmir (AJK)
学士, , (BA)& BBA(Hons) in Finance‎
Accounting & Finance
CGPA 3.2/4
2013
University of azad jammu &kashmir
学士, 工商管理学士学位, (BA)& BBA(Hons) in Finance‎
Accounting & Finance, Banking & Finance, Finance
CGPA 3.2/4
2013
Board of Intermediate & Secondsry Education Faisaabad
中级/A级, 贸易学学生, I.Com‎
Banking & Finance, Commerce, Geography
所占比重 69%
2009
Federal Board of Intermediate &Secondary Education (FBISE)
大学入学/0级, , Matric in Science‎
Biology
2006

技能

熟练 Ability To Enforce Business & Policy
熟练 Ability To Maximize Staff Utilization
中级 Access to Finance
中级 Accounnts Management
熟练 Account Management Skills
中级 Accounting
熟练 Accounts / Manager
中级 Accounts Administration
熟练 Accounts Adminstration
熟练 Accounts Payments Handling
熟练 Achievement of Total Deposit Targets
熟练 Admin Assistance
初学者 Admin Task Planning
熟练 Administration Knowledge
熟练 Administration Skills
熟练 Administrative Management 
中级 Agriculture Credit
熟练 Analytic Thinking
中级 Analytical Skills
熟练 Audit Rating
初学者  Talent Acquisition
熟练 B2B Business Development
中级 Backend Operations
熟练 Bank Administration
熟练 Bank Management
初学者 Bank Reconciliation     
熟练 Bank Reconciliation on
熟练 Banking
熟练 Banking Knowledge
熟练 Branch Administration Skills
熟练 Branch Banking
熟练 Branch Management
熟练 Branch Support
熟练 Branch Support.
中级 Budget Monitoring
熟练 Business Acquisition
熟练 Business Decision Making
熟练 Business Development
熟练 Business Development Strategies
熟练 Business KPIs
中级 Business Proposition
中级 Business Strategy
熟练 Capability Of Multitasking And Manage Team
熟练 CASA
中级 Cash Flow Management
熟练 Client Acquisition
中级 Client Analysis
熟练 Client Co ordination
熟练 Client Dealing Market Knowledge
熟练 Client Dealing 

语言

中级 普什图语
中级 旁遮普语
熟练 乌尔都语
中级 英语

Zakir 联系人

Ahmad Munir
Waseela Microfinance Bank Limited
Ali Malik
NRSP Microfinance Bank Limited
Quratulain Rehman
Faysal Bank Limited
Sumaira Manzoor
Habib Metropolitan Bank Ltd.