I joined the State Bank of Pakistan through their distinguished officers induction program (SBOTS). For first four months, I completed comprehensive theoretical training in the National Institute of Banking and Finance, Islamabad. Following are the main modules covered in the comprehensive training program:
 Applied Accounting  Applied Economics  Data Analytics
 Monetary Policy & Management  Commercial Banking Regulations
 Exchange & Treasury management  Auditing
 Banking Supervision  Payment Systems
 Development Finance  Managerial Skills.
After successful completion of training program, I joined Offsite Supervision and Enforcement Department (OSED) of the State Bank, where I performed following duties:
1) Collection of financial data from Banks, Development Finance Institutes and Microfinance Banks and scrutinizing data for discrepancies, misreporting and mistakes if any and follow up to get it rectified.
2) Coordination in the preparation of quarterly Off Site Surveillance and Problem Bank Report (OSPBR).
3) Preparation of periodic reports on problem banks.
4) Examining the liquidity condition of financial institutions (Banks, Development Finance Institutes & Microfinance Banks) specifically their compliance with Cash Reserve and Statutory Liquidity Requirement (CRR & SLR) as per the regulations of the State Bank.
5) Monitoring the maintenance of cash reserve and special cash reserves (CRA & SCRA) against foreign currency deposits for financial institutions as per the governing regulations of State Bank.
6) Compilation of weekly statement of position (WSP) and forwarding the same to the concerned quarters.
7) Identifying cases of shortfall in CRR and SLR, CRA and SCRA and obtaining confirmation from financial institutions and recommend imposition of penalties on the financial institutions for non-compliance with the regulations and misreporting of information in their returns

First completed two months of intensive classroom training on banking operations, branch banking skills and financial management. Afterwards, I underwent four months of on-the-job training and performed job in the branch onwards.
Following is the non-exhaustive list of duties performed in the bank.
1) Account Opening
2) Clearing management
3) Cash Supervision
4) Locker Operations
5) Sales enhancement & business development
6) Foreign remittances handling and management
7) Rectification of previous audit objections
8) Reporting of varying frequency to the regional and higher management.
9) Preparation of Financial Statements
10) Credit & Financing Operations.
My first job as management trainee officer in the Bank of Punjab helped me to develop strong interpersonal skills. I chose branch banking as my core area. So, I used to deal with a diverse set of people on daily basis. Persuasive communication skills were the recipe to meet branch and regional level management/sales objectives. I had to coordinate with my branch-team to effectively devise and implement a plan to reach out to customers. I was also involved in reporting to the regional management regarding the compliance status of regulatory requirements/audit objections. All the tasks required team efforts to be successful, so they immensely helped me to develop confidence and grow into an effective articulator. I helped the branch achieve sales and compliance targets. I managed a team of six outsourced business development officers to help branch achieve annual and quarterly sales goals. I also worked under the guidance of my branch and operations manager to formulate team efforts to work on the rectification of backlog of audit objections and successfully enhance branch compliance status.