Posted Dec 06, 2023 4958 views
- Receives and processes checks and cash for deposit to accounts, verifies amounts, verifies identification of customer/non-customer, examines checks for proper endorsement; cashes checks and processes withdrawals.
- Receives and processes mortgage, consumer loan, credit card, utility and other payments.
- Places hold on uncollected funds.
- Counts, verifies and bundles coin and currency; prepares cash orders when necessary to maintain sufficient vault cash; receives and verifies cash shipments under dual control.
- Balances cash drawer daily and compares totals to system-generated totals; inputs daily cash totals for balancing by Teller Operations and Accounting Departments.
- Reports any cash discrepancies to the supervisor. Maintains teller cash limits established by the Board of Directors.
- Issues cashier\'s checks, assists in bank-by-mail function, reports facilities and equipment defects/problems, ensures teller station is properly stocked with forms, supplies, etc., and follows established policies and procedures to prevent loss.
- Obtain and provide to BSA Department necessary information for currency transaction reporting and monetary instrument logs; provide comprehensive information relating to suspicious activity.
- Responsible for recording night depository bag information on institution logs, prepares bags for transfer to financial center branch or processing night depository bags and posts deposits to customer accounts, as required; preparing receipts for return to customer.
- Provides comprehensive, prompt, and efficient customer service in financial institution transactions. Pursues necessary training to ensure knowledge of duties necessary to back up Teller Operations Coordinator.
- Maintains and balances ATM. Monitors teller compliance with financial institution procedures.
- Promotes and explains other financial institution services, including all electronic services; actively pursues referrals for sales staff; responsible for pursuing necessary training to support this function.
- Assist customers in all aspects of electronic services.
- Captures customer life events and continually updates customer profiles as new information is learned.
- Assist customers with routine account maintenance, debit card concerns, issue replacement debit cards and other various banking needs.
- Follow-up with new and existing customers to maintain and enhance customer relationships.
- Open deposit accounts & assist with loan applications, issue new and replacement debit cards. Seeks necessary training to ensure compliance with all regulations associated with deposit and loan accounts.
- Standard working knowledge of computer equipment including PC with multiple screens, multiple non-integrated banking systems, fax, internet, phone, scanning, copying and Microsoft® applications including word, excel, power point, outlook and accessories.
- Provides the best service to our customers with innovative and creative solutions.
Job Details
JS Bank Limited
JS Bank Limited (JSBL) garners its legacy from the merger and amalgamation of Jahangir Siddiqui Investment Bank Limited and American Express Bank Limited (Pakistan branches) and began operations on the 30th of December 2006. The combination of investment banking and capital markets strengths with those of retail and corporate banking is the step towards creating an integrated and synergetic, one-stop financial services institution. JSBL also has a Primary Dealer license for government securities from the State Bank of Pakistan. The Banks key activities can be categorized into four Business Units: Corporate & Commercial Banking Retail and Consumer Banking Treasury Investment Banking In 2008, we leveraged our strong capital structure which resulted in the opening of many new branches achieving a total number of 39 branches across the country. Towards the end of December 31, 2009 our network grew further to a total of 101 online branches present in over 49 cities. As of now we have over 132 online branches present in more than 67 cities nationwide. The Pakistan Credit Rating Agency (PACRA) has also upgraded the long-term and short-term entity ratings of and respectively with stable outlook. These ratings denote low expectation of credit risk emanating from a strong capacity for timely payment of financial commitments. The ratings reflect the improvement in JSBLs relative positioning amongst peers and appreciable progress accomplished in formulating a cogent business strategy, strengthening systems and controls, developing a core management team, expanding the branch network and successfully implementing the technology infrastructure. JSBL is a subsidiary of the JS Group, which is one of Pakistans most diversified and progressive financial service groups. The JS Group has dynamically expanded its business in different sectors and has introduced JSBL with higher standards of banking with customer satisfaction as its primary objective.
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